How do I pay insurance if my car is damaged by a municipal billboard?
What should I do if my car is hit by a billboard? Who should I ask for compensation?
1. Who should I ask for compensation if my car is hit by a billboard?
1. If my car is hit by a billboard, who should I ask for compensation? According to relevant legal provisions, if the property of others is damaged, the property loss shall be calculated according to the market price at the time of the loss or other methods. If the infringement of another person's personal rights and interests results in property losses, compensation shall be based on the losses suffered by the infringed party; if the losses of the infringed party are difficult to determine and the infringer has gained benefits as a result, compensation shall be based on the benefits obtained.
2. Legal basis: Article 76 of the "Road Traffic Safety Law of the People's Republic of China"
If a traffic accident involving a motor vehicle causes personal casualties or property losses, the insurance company shall provide compulsory third party liability insurance for the motor vehicle. Compensation shall be made within the limit of liability; for the shortfall, liability shall be borne in accordance with the following provisions:
(1) If a traffic accident occurs between motor vehicles, the party at fault shall bear the liability for compensation; if both parties are at fault, the liability shall be borne according to their respective Share liability in proportion to fault.
(2) If a traffic accident occurs between a motor vehicle and a non-motor vehicle driver or pedestrian, and the non-motor vehicle driver or pedestrian is not at fault, the motor vehicle party shall bear the liability for compensation; there is evidence that the non-motor vehicle driver, If the pedestrian is at fault, the liability of the motor vehicle party shall be appropriately reduced according to the degree of fault; if the motor vehicle party is not at fault, the liability of the motor vehicle party shall not exceed 10%.
Traffic accident losses are caused by non-motor vehicle drivers and pedestrians intentionally colliding with motor vehicles, and the motor vehicle party is not liable for compensation.
2. How to divide the liability for traffic accidents
1. The violation of one party that causes the traffic accident shall bear full responsibility;
2. If the violation of the two parties jointly causes the accident, the violation shall be included in the accident. The party with the greater role shall bear primary responsibility, and the other party shall bear secondary responsibility;
3. If the violations of three or more parties jointly cause a traffic accident, the responsibilities shall be divided according to the role of each violation in the traffic accident.
1. If my car is hit by a billboard, who should I ask for compensation? According to relevant legal provisions, if the property of others is damaged, the property loss shall be calculated according to the market price at the time of the loss or other methods. If the infringement of another person's personal rights and interests results in property losses, compensation shall be based on the losses suffered by the infringed party; if the losses of the infringed party are difficult to determine and the infringer has gained benefits as a result, compensation shall be based on the benefits obtained.
2. Legal basis: Article 76 of the "Road Traffic Safety Law of the People's Republic of China"
If a traffic accident involving a motor vehicle causes personal casualties or property losses, the insurance company shall provide compulsory third party liability insurance for the motor vehicle. Compensation shall be made within the limit of liability; for the shortfall, liability shall be borne in accordance with the following provisions:
(1) If a traffic accident occurs between motor vehicles, the party at fault shall bear the liability for compensation; if both parties are at fault, the liability shall be borne according to their respective Share liability in proportion to fault.
(2) If a traffic accident occurs between a motor vehicle and a non-motor vehicle driver or pedestrian, and the non-motor vehicle driver or pedestrian is not at fault, the motor vehicle party shall bear the liability for compensation; there is evidence that the non-motor vehicle driver, If the pedestrian is at fault, the liability of the motor vehicle party shall be appropriately reduced according to the degree of fault; if the motor vehicle party is not at fault, the liability of the motor vehicle party shall not exceed 10%.
Traffic accident losses are caused by non-motor vehicle drivers and pedestrians intentionally colliding with motor vehicles, and the motor vehicle party is not liable for compensation.
2. How to divide the liability for traffic accidents
1. The violation of one party that causes the traffic accident shall bear full responsibility;
2. If the violation of the two parties jointly causes the accident, the violation shall be included in the accident. The party with the greater role shall bear primary responsibility, and the other party shall bear secondary responsibility;
3. If the violations of three or more parties jointly cause a traffic accident, the responsibilities shall be divided according to the role of each violation in the traffic accident.